Colorado

  • “Money moves from those who do not manage it to those who do.” –Dave Ramsey

    Budget: a plan on how to spend and save your money

    Fixed Expenses: Costs that are the same each month
    Examples: Rent, insurance, subscriptions

    Variable Expenses: Costs that change month to month
    Examples: Groceries, gas, entertainment 

    Short-Term Goals: 1-2 years
    Examples: Paying down a credit card or building an emergency fund 

    Long-Term Goals: Goals that take more than 1-2 years
    Examples: Retirement, college, kids

    1. Calculate how much you make in a month (After taxes) + any extra income

    2. Track your spending : Figuring out where your money goes

      1. Determine where you are spending your money the most

      2. Do this for a few weeks to understand your spending habits. You can use RocketMoney.com to help track

      3. Check credit card/bank statements to know your spending 

    3. Group your bills/fixed expenses together

    4. List variable expenses (this is where you will find opportunity to cut back and save)

    5. Set goals: Make a list of short term and long term goals

    6. Make a plan based on your research and fill out a budget worksheet

  • Free Budget Guide:
    • View Guide

    Free Budgeting Apps:
    • Rocket Money

    Free Budget Template:
    • Download Template

  • Food to Power (Colorado Springs):
    Serving those with food insecurity with no-cost groceries in the Colorado Springs area.
    https://foodtopowerco.org/no-cost-grocery

    Urban Peak (Denver):
    Igniting the potential in youth to exit homelessness and create self-determined, fulfilling lives.
    https://www.urbanpeak.org/

    Care & Share Food Bank (Southern Colorado):
    Serving those with food insecurity in 29 counties across southern Colorado.
    https://careandshare.org/

    Big Heart Closet (Aurora):
    225 Self Storage
    13790 E Mississippi Ave
    Aurora, CO 80112​
    Contact: 970-614-8660